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With the rising cost of health care, a Hospital Indemnity plan may help offset your cost in the event of a hospital stay.  Most Hospital Indemnity plans will pay you directly after an inpatient hospital stay and may offer additional riders for services such as ambulance, outpatient hospitalization,  and skilled nursing.  Are you worried about meeting your deductible or paying a large copay?  A hospital indemnity will take some of that worry away.